Conversation with a Banker
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Banker: Hello, my name is Jim. Please sit down. Tell me your
name.
Customer: Hi Jim, my name is Eileen
Banker: What information about our services would you like to ask?
Customer: Can you tell me about your Checking accounts?
Banker: Our basic checking accounts are $4 per month and can
be opened with only $1. Our regular checking account is free as
long as you have direct deposit and can be opened with $100. We
offer unlimited ATM withdrawls and free online banking.
Customer: Can you tell me about your savings accounts?
Banker: We offer savings accounts that can be opened with a
minimum of $50 that are free as long as you deposit at least $25
per month. We also offer children’s savings accounts that can be
opened with just $1. Every time money is deposited, children earn
rewards toward certificates to McDonalds, Blockbuster and Toys
‘R Us.
Key Vocabulary Words
- Checking account
- Savings account
- interest rates
- deposit
- Loan
- Appointment
- ATM machine
- withdrawal
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Customer: Can you tell me about your interest rates?
Banker: Our interest rate is .011 percent.
Customer: What kind of loans are available?
Banker: We have different types of loans. We have home loans,
auto loans and personal loans. The rates vary for each type. You
have to fill out an application to qualify.
Banker: Now I will ask you some questions. First, do you have a
bank account now?
Customer: Yes
Banker: Which bank do you have an account with? How long have
you had the account?
Customer: I have an account with bank of America. It is a savings
account, and I have had it for a few months now.
Banker: Can you tell me how many ATM transactions you
are allowed to make with our regular checking accounts?
Customer: unlimited
Banker: Can you name two types of loans that our bank
offers?
Customer: home, auto, personal
Banker: Can you tell me the minimum amount of money
needed to open a children’s savings account?
Customer: $1